Student Loan, Bad credit???

I am a freshman college student with BAD credit. My financial aid package isnt enough for me. I need to find a private student loan to help me cover the costs. But i have bad credit and I am having no luck finding a lender. By the way i have applied to a bunch of scholarships and None of them will do any good for this year 2006-2007. So i need a way to pay for this first year. help please!!!!!!!! Also, the government backed loans didnt help enough either... i need to be able to pay for the books i need and a computer which the school wont include in the cost of attendece, so therefore i cannot get the money from the government backed loans. I need some ideas on where to apply for a private student loan where bad credit wont hurt me and get me denied. I have a cosigner but his credit isnt good either. HELP!!!!!!

Student Loan, Bad credit???
Do whatever you can do to AVOID piling on more debt. You should thank your lucky stars that you have bad credit and can't find a lender. Go to the college computer cluster instead of buying a computer, go to the library instead of buying the texts. Get a job, do more research on scholarships and grants -- you should be asking Yahoo Answers about grant applications, not loans! -- And avoid private lenders; they will not give you the same terms as government-guaranteed student loans (which are bad enough as it is), and you will find it hard to deal with the burden when the loan comes due. It could jeopardise your education in your second, third or fourth year.





All you have to do is search for questions on student loan repayments on Yahoo Answers and look at what people are talking about who are having to pay them back. I'm speaking from a fair amount of experience, and from watching the experiences of all my friends who have gone through the student loans mill over long long long periods of time.





There are tonnes of grants out there, lots of ways to use the web to find funding for students. Your college should have a grants and scholarships and employment office as well. Do your research. Think positively and you will find sources of money to sort out your financial difficulties.
Reply:I understand the frustration you feeling you know what go to Prosper.com it's a person to person lending website i think they could help you but you need a checking account go check it out it won't cost you nothing.Good Luck.





i seen people with the worst credit have their loan get funded.
Reply:I found some good info here.