i am a student right now and i was wondering if my status affect me being approved for a credit card or not.
will being a part time or full time student have better chances of being approved?
does the graduation date even matter?
im working alot right now so i know i have the income, but i dont know if my student status will affect anything...
Will student status affect credit card applications?
If you're breathing and in college, they'll give you a card. My advice? Don't get one. The average college students graduates with 9,000 worth of credit card debt AND student loans on top of that. And if you ruin your credit then, you're sunk. Many companies run credit checks on new applicants because you are considered less trustworthy if your credit stinks.
Reply:Mmocha frap
I dont think it will affect any thing as long as you always pay in
time , Thats a FACT , if you need to know more about student
Credit Cards %26amp; Loans then Step by Only Best Deals , I am
sorry i cant post the site link here so open Yahoo and type :
Only Best Deals
now in search results the first line a site called Only Best
Deals Open it and check the right green titles about Credit
Student College , other wise use the top search box which
must lead you directly to these topices %26gt;%26gt;%26gt; Students Credit
Cards .
I hope You The Happiest Graduation Mmocha frap
dental implants
Saturday, April 17, 2010
Old Student Loans. Planning to go to Law School?
Hello. I graduated from college 2 years ago, and I'm currently paying my student loans. I'm planning to go to Law School full time next year, but I will need NEW Student Loans.
Will I have to continue paying for my OLD student loan as I'm doing now....or is there any way that I can freeze those payments until I finish Law School? Thanks.
Old Student Loans. Planning to go to Law School?
Yes. You can have you student loans deferred since you will be attending school.
Steps to take:
1)Contact your lender. They will tell you the exact information you need to send in and even pre-fill out the deferment request form for you
2)Send in the information as required
If possible, you want to continue to pay your accrued interest on you unsubsidized loans will in law school. If you dont, that interest will be capitalized (added to your principle). You can get in debt FAST with student loans.
Reply:Yes you can enroll for a deferment, but it all depends on how much deferment you have already used. Once you took advantage of your grace period, you have a three year period of deferment, and a three year period of forbearance. while in deferment the government will pay the interest on your subsidized portion of your loans, in forbearance interest will accrue on both amounts. If you have used some of that time, one way to get more time is to consolidate; you would get an additional three years of each.
Reply:Your law school will need to send proof of enrollment to your lender, and your loans can be deferred. The interest will continue to accumulate, though.
Reply:When you are enrolled at least half time you will be placed in deferment. Contact the holder of your current or old loans. They should be able to pick up your enrollment information on the Clearing House or NSLDS.
Will I have to continue paying for my OLD student loan as I'm doing now....or is there any way that I can freeze those payments until I finish Law School? Thanks.
Old Student Loans. Planning to go to Law School?
Yes. You can have you student loans deferred since you will be attending school.
Steps to take:
1)Contact your lender. They will tell you the exact information you need to send in and even pre-fill out the deferment request form for you
2)Send in the information as required
If possible, you want to continue to pay your accrued interest on you unsubsidized loans will in law school. If you dont, that interest will be capitalized (added to your principle). You can get in debt FAST with student loans.
Reply:Yes you can enroll for a deferment, but it all depends on how much deferment you have already used. Once you took advantage of your grace period, you have a three year period of deferment, and a three year period of forbearance. while in deferment the government will pay the interest on your subsidized portion of your loans, in forbearance interest will accrue on both amounts. If you have used some of that time, one way to get more time is to consolidate; you would get an additional three years of each.
Reply:Your law school will need to send proof of enrollment to your lender, and your loans can be deferred. The interest will continue to accumulate, though.
Reply:When you are enrolled at least half time you will be placed in deferment. Contact the holder of your current or old loans. They should be able to pick up your enrollment information on the Clearing House or NSLDS.
UK Student visa application refusal?
I’m a student %26amp; I applied for UK student visa on 2006. But British High Commission was refused my visa application. They have mentioned that I have not completed G.C.E. O/L exam %26amp; G.C.E. Advanced Level Exam. But I have done that 2 examinations %26amp; obtained good results. Even I submitted above exam result sheets which are issued by Department of Examinations %26amp; they are certified by Foreign Ministry. First time I didn’t go for an appeal. I applied for UK student visa again on last week. In case if they will be refused my application again what are the possible actions that I can be taken? If some one can help me regarding with this matter please e-mail me. kkmdkk@yahoo.com
UK Student visa application refusal?
If you used the same grammar in your application as you did in this question I can understand why they refused you a student visa.
Reply:Tell them you're Muslim - you should be accepted right away.
Reply:You can't even speak English properly. No wonder they didn't accept you. No body wants you. Go home and rot there.
UK Student visa application refusal?
If you used the same grammar in your application as you did in this question I can understand why they refused you a student visa.
Reply:Tell them you're Muslim - you should be accepted right away.
Reply:You can't even speak English properly. No wonder they didn't accept you. No body wants you. Go home and rot there.
International Student Loan Without a Co-Signer?
I am an international student from Croatia with no credit history, Co-Signer, property I directly own and also without a family. I hold an offer of a place on an Informatics and Music Technology course in London, and I have researched absolutely everything regarding the financial aid for students. I am still looking for a Co-Signer. By this time I have achieved everything on my own and I do not have anyone who could help me in any of my undertakings. I was even thinking of earning the whole amount of money needed until the next spring, because that would also prove that I am a capable, persistent and sincere person, but it is almost impossible to earn $38000 in eight months. Or is it possible? Can you please tell me where can I find aid I qualify for, or a Co-Signer who is willing and able to act as surety on my behalf? It would also be enormously helpful to know what third parties offer support by providing necessary documentation for student loans without a Co-Signer. Thank you.
International Student Loan Without a Co-Signer?
International students have more expenses than the nationalized or US-born student. International students are often charged extra fees. They also often have to pay extra for transportation and do not often have the option of living at home while attending school. If international students also come from a country with an unfavorable exchange rate, they may well need a loan in order to attend school in the United States. Despite this, many types of loans are earmarked specifically for international nationals and citizens.
This does not mean that international students cannot attend United States schools. However, it does mean that students need to seek harder to find international student loans. Even though when it comes to student loans, international students have fewer options, there are still many choices and many types of available funding that they can draw on.
If you are an international student, you will want to start approaching potential universities early. Contact several schools' international student offices, application offices, and registrar's offices. Ask for information specifically for international students. Also, contact the student financial aid office in order to find out which, if any financial aid is available to you.
You may find that you need to seek out alternative student loans rather than rely on government loans, which often not available to international students. However, you may find that you are eligible to apply for government loans in your own country. You may wish to speak to the consulate of your own country. All countries have consulates located in the United States. These offices often contain information about specific scholarships for international students and about other forms of financial aid that students can make use of.
International Student Loan Without a Co-Signer?
International students have more expenses than the nationalized or US-born student. International students are often charged extra fees. They also often have to pay extra for transportation and do not often have the option of living at home while attending school. If international students also come from a country with an unfavorable exchange rate, they may well need a loan in order to attend school in the United States. Despite this, many types of loans are earmarked specifically for international nationals and citizens.
This does not mean that international students cannot attend United States schools. However, it does mean that students need to seek harder to find international student loans. Even though when it comes to student loans, international students have fewer options, there are still many choices and many types of available funding that they can draw on.
If you are an international student, you will want to start approaching potential universities early. Contact several schools' international student offices, application offices, and registrar's offices. Ask for information specifically for international students. Also, contact the student financial aid office in order to find out which, if any financial aid is available to you.
You may find that you need to seek out alternative student loans rather than rely on government loans, which often not available to international students. However, you may find that you are eligible to apply for government loans in your own country. You may wish to speak to the consulate of your own country. All countries have consulates located in the United States. These offices often contain information about specific scholarships for international students and about other forms of financial aid that students can make use of.
Should I borrow excess student loan to pay high interest credit card debt now?
I am a graduate student and I am 33 years old. The only information I can locate is geared towards young students. I have a crippling amount of credit card debt but I am currently enrolled in a graduate program and I am eligible for enough excess student loan money to pay off the credit card debt. I realize this is simply "moving debt" but student loans are far more forgiving, can be delayed until after I graduate, and carry only a fraction of the interest rate. Why would I not borrow the maximum allowable amount on a student loan, and apply it towards high interest credit card debts now? Anyone have any ideas? Much appreciated!
Should I borrow excess student loan to pay high interest credit card debt now?
Any time you can trade high interest debt for lower interest debt it is usually a good move. Of course, the best situation is to have no debt at all and only use the cards as a convenience (i.e. pay them in full each month to avoid the crushing interest charges).
If you move your debt to student loans be sure to avoid the temptation to once again max out your cards because you will then be left with both student loans as well as high interest credit cards to pay off.
Reply:Do it. I have a Master's degree. Worth the effort. With credit card debt you won't make it. Shake off the cards though. Cut them up %26amp; get help. See www.daveramsey.com
If you do this and keep the credit cards- you will end up the fool.
Reply:hi there! Yes I am posting these links below to people with similar problems and I am getting tons of best answers, not sure which one of them is doing the trick though just take your time and go through it you are bound to find what helps you out!
http://credit-cards.ebookorama.com
http://finance.ebookorama.com
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
if you get any luck please don't forget about me, hope it helped you.
Reply:try this first it might help best wishes
http://www.nohasslebargains.com/loan/cle...
Clear Credit Card Debt
Financial Services
Reply:You wrote
"student loans are far more forgiving"
Not sure what you mean, but you can declare bankruptcy and get out of cc debt; not so with the student loan if it has any federal ties.
It is usually not a good idea to convert short term debt into long term and (as has been already stated in this thread), you can not borrow your way out of debt. Good Luck
Reply:Don't get in any deeper than you already are! Things that seem too good to be true usually are!
Reply:I definately recommend http://www.consolidation-fixed-loan-rate... They have a lot of good resources.
Reply:No, NO, NO!!
When will people learn: YOU CAN'T BORROW YOUR WAY OUT OF DEBT!!!
Bite the bullet and quit buying stuff you don't need, live on less than you make and pay what you owe.
Our grandparents would be ashamed of our choices today.
Reply:Yes you should that interest will quickly add up. Did you ever ask your financial institution if they have a low interest credit card? Of course they will never tell you but if they do tell them you want to switch over. Consolidate...you won't believe how much interest you save.
dental school
Should I borrow excess student loan to pay high interest credit card debt now?
Any time you can trade high interest debt for lower interest debt it is usually a good move. Of course, the best situation is to have no debt at all and only use the cards as a convenience (i.e. pay them in full each month to avoid the crushing interest charges).
If you move your debt to student loans be sure to avoid the temptation to once again max out your cards because you will then be left with both student loans as well as high interest credit cards to pay off.
Reply:Do it. I have a Master's degree. Worth the effort. With credit card debt you won't make it. Shake off the cards though. Cut them up %26amp; get help. See www.daveramsey.com
If you do this and keep the credit cards- you will end up the fool.
Reply:hi there! Yes I am posting these links below to people with similar problems and I am getting tons of best answers, not sure which one of them is doing the trick though just take your time and go through it you are bound to find what helps you out!
http://credit-cards.ebookorama.com
http://finance.ebookorama.com
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
if you get any luck please don't forget about me, hope it helped you.
Reply:try this first it might help best wishes
http://www.nohasslebargains.com/loan/cle...
Clear Credit Card Debt
Financial Services
Reply:You wrote
"student loans are far more forgiving"
Not sure what you mean, but you can declare bankruptcy and get out of cc debt; not so with the student loan if it has any federal ties.
It is usually not a good idea to convert short term debt into long term and (as has been already stated in this thread), you can not borrow your way out of debt. Good Luck
Reply:Don't get in any deeper than you already are! Things that seem too good to be true usually are!
Reply:I definately recommend http://www.consolidation-fixed-loan-rate... They have a lot of good resources.
Reply:No, NO, NO!!
When will people learn: YOU CAN'T BORROW YOUR WAY OUT OF DEBT!!!
Bite the bullet and quit buying stuff you don't need, live on less than you make and pay what you owe.
Our grandparents would be ashamed of our choices today.
Reply:Yes you should that interest will quickly add up. Did you ever ask your financial institution if they have a low interest credit card? Of course they will never tell you but if they do tell them you want to switch over. Consolidate...you won't believe how much interest you save.
dental school
What laws protect college student confidentiality, re: mental health issues?
Details: The Virginia Tech shootings brought up a sore point for me. When college teachers refer a disturbed student for counseling services, they aren't able to learn whether or not the student is being treated. When students face judicial affairs sanctions, neither student nor teacher complainents can find out if the offending student faced any sanctions, much less is still attending school. I'm curious about the actual law, because I'm writing to my local representatives to work to change the law. Any help or pointers appreciated.
What laws protect college student confidentiality, re: mental health issues?
A student is covered under the same privacy and confidentiality laws as the rest of us citizens.
The only change in the laws that I see may benifit everyone would be in the confidentiality section, and it would be very restrictive. The mental health director of a clinic would authorize the publishing of a name of a patient, in a registry ,that had severe, harmfull, issues. That registry would only be accessible by the chief of Police and his delegate. It would not, and should not , be accessible by other students, teachers or the public. The police computer would " Red Flag' if the patients name was entered on a check.Restricted networking would only allow certain information, enough for the police to work on.
There will be many ideas that will come forward on this and other elements of this horible incident.
Reply:Family Educational Rights and Privacy Act (FERPA)
Reply:it is called HIPAA. http://www.hipaa.org/
What laws protect college student confidentiality, re: mental health issues?
A student is covered under the same privacy and confidentiality laws as the rest of us citizens.
The only change in the laws that I see may benifit everyone would be in the confidentiality section, and it would be very restrictive. The mental health director of a clinic would authorize the publishing of a name of a patient, in a registry ,that had severe, harmfull, issues. That registry would only be accessible by the chief of Police and his delegate. It would not, and should not , be accessible by other students, teachers or the public. The police computer would " Red Flag' if the patients name was entered on a check.Restricted networking would only allow certain information, enough for the police to work on.
There will be many ideas that will come forward on this and other elements of this horible incident.
Reply:Family Educational Rights and Privacy Act (FERPA)
Reply:it is called HIPAA. http://www.hipaa.org/
Website about student written college reviews?
There's a website that has student written college and university reviews. Student and alum can write about how they thought the college was and also how difficult it was to get in. It also has brief sumaries of the colleges and their majors, acceptance rates, average scores, etc. They also have pie graphs that show the percentage of students that have a job 6 months after graduation. Students can grade the faciltiies and courses. It's not collegeconfidential.com.
Website about student written college reviews?
I don't know which website you are referring to. It could be http://www.studentsreview.com/ or http://www.princetonreview.com/home.asp
Website about student written college reviews?
I don't know which website you are referring to. It could be http://www.studentsreview.com/ or http://www.princetonreview.com/home.asp
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