Saturday, April 17, 2010

Student credit card after graduating?

Out of curiosity, when I graduate from college, what should I do with my "student" credit cards? I won't be a student anymore, so is there a way to upgrade them to a more traditional card? If so, how?





Or will it be stuck on being a student card and I should just pay off the balance but keep it open, just not use it?





Advice please! Thanks!





Additional info: No, I'm not in debt. I pay my bills on time, and I have a good credit score.

Student credit card after graduating?
The easiest way to find out, is to call your current credit card issuer and ask them if you qualify for a better offer. More than likely, they'll want to keep your business and they'll provide some type of upgrade.





If not, there's tons of great credit card sites where you can compare a wide selection of credit card offers. Here's the site I like to use: http://www.asapcreditcard.com





Hope this helps! GOOD LUCK!
Reply:It is always good to get hold of some good resource at firsthand.here is one of them.http://creditcard.expertips.info/credit-...
Reply:Keep it.





The best plan is, when you get a regular job with a regular income, is to call them and ask to be considered for a credit line increase.





Wait a while, then apply for a card with no annual fees and rebates in cash. Then use that one and keep the original card in reserve (assuming that it has no annual fee).
Reply:It might change automatically or it might not. Whether or not you are a student (at least with my bank), it seems as though the services and terms are the same.
Reply:Your best bet is to go to a site like http://www.gozeropercent.com and compare the offers





They are all listed


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