STUDENT LOANS: Consolidating Fed. Loans with Sallie Mae Loans?

I am currently paying too much for student loans! I just graduated college about a year ago and consolidated my federal student loans (subsudized and unsubsidized) with Brazos (referred by AES).


What I would like to do is consolidate my fed. student loans with my student loan I received from Sallie Mae so that I only have one payment to make per month.


Does anybody know of any companies that consolidate not only my Stafford loans but also my private loans? Even better would be a lower rate than I am paying now, but any advice will help!

STUDENT LOANS: Consolidating Fed. Loans with Sallie Mae Loans?
There are a lot of student loans lenders.Before you go for a check on the interest rate and also see that the lender is





legitimate.


Do not pay any money to get the loan. You can also try some scholarships online.





For more information, please visit





http://clg.klik-au.com/





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http://clg1.klik-au.com/
Reply:There are two sources for student loans -- the federal government and private lenders. In order to obtain most federal student loans, you will first need to file the Free Application for Federal Student Aid (FAFSA). In most%26lt;!--instances the FAFSA is required for all federal financial aid including federal student loans. Deferment options are available while you are still attending school at least half-time. There are four main federal loan programs.





http://best-loans.awardspace.com/student...





Federal loan consolidation is for students who are in repayment status or parents who wish to extend the repayment period on their current PLUS and obtain a fixed interest rate for the life of the loan--%26gt;you can combine all of your eligible federal student loans into one loan with a Federal Consolidation Loan. Consolidating also locks the interest rate you pay on your loan.
Reply:Sallie Mae offers both federal and private student loan consolidations. Unfortunatly, with federal loan consolidation, it is the weighted average of the loans to be consolidated rounded to the nearest 1/8th percent. Private loan consolidation is based on your credit and if you apply with a cosigner, so the better your credit, the better your rate.
Reply:Sallie Mae recommends strongly against consolidating private and federal student loans together, as you would give up the benefits that come with the federal loans, such as forbearance and deferment.





It's possible to consolidate a single private student loan - but like most private loans, the interest rate will still be based on your credit history. If your (or your co-signer's) credit has significantly improved since you originally took out the loan, this *could* help lower your rate. It's hard to give more information without knowing if you have a Signature or Tuition Answer loan.





My suggestion is to call us and discuss different repayment options which could help lower your monthly payment. Contact info on link below.
Reply:Maybe you can try below website to get the information you need. It's about student loans consolidation articles for your second opinion.





http://www.1st-student-loan-consolidatio...
Reply:Basically, you cant consolidate a federal loan with a private one, sorry.