Saturday, April 17, 2010

Student loans, federal to cover private?

I have returned to school persuing an engineering degree. I took out a private student loan to cover housing four years ago and deferment is over. Since I am in school and federal student loans can be defered as long as I am enrolled half time, should I take a federal loan out to cover the private student loan so I don't have to pay while in school? Money is tight since I don't work full time. I really don't want to pay another bill while in school, I have enough to worry about now.

Student loans, federal to cover private?
Don't do it. Private loans can't come after u taxes and some can be discharged with bankruptcy, but Federal loans can garnish your check and take your tax return if you are unable to pay them.


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