Are student loans granted to grad students who carry credit card debt?

Is there a certain amount of debt that disqualifies one from student loans?


I'll be a first-year grad student in the fall.

Are student loans granted to grad students who carry credit card debt?
No worries. Because student loans are not dischargeable in bankruptcy and are (most often) guaranteed by Uncle Sam, lenders will loan you money based solely on your university's assessment of how much you need. They will not consider credit-worthiness or other factors that general lenders base their decisions upon.





I have received students loans even when I was carrying credit card debt approaching the six-figure mark, and again after filing for bankruptcy!
Reply:Taking a loan (yes every expenditure on credit card is a loan and has to be repaid with interest) and defaulting on repayments, doesn't go well with credit card agencies. When they find that a default on repayment has taken place, they increase the APR's, take back all rewards and slap late payment fees. This also doesn't goes well with the credit rating agencies. Read more about student loan at: http://www.credit-card-gallery.com/artic...

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